When purchasing a new or used vehicle, it is important to not overextend yourself financially. One of the most effective ways to raise low credit scores is to make monthly payments on time. Experts suggest that you should not allocate more than 20% of your take-home pay toward monthly auto payments. The down payment, interest rate, and term of your loan will also determine how much you can afford to spend on an automobile.

About us

We've been helping consumers find automotive financing since 1998. Since that time we've helped over 1,000,000 consumers find the right car and the right car loan. We've partnered with thousands of the best car loan providers for consumers with bad, little or no credit. We understand that good people don't always have great credit.